The Employees’ Provident Fund (EPF) is a government-mandated retirement savings scheme managed by the Employees’ Provident Fund Organisation (EPFO) under the EPF & Miscellaneous Provisions Act, 1952. It aims to provide long-term financial security to employees by encouraging systematic savings during the course of their employment.

Who is Covered?

• Organizations employing 20 or more people (some sectors allow voluntary registration for smaller teams)
• Employees earning up to ₹15,000/month (with the option to extend contributions beyond the limit)
• Applicable to factories, shops, educational institutions, hospitals, and other specified establishments

Contribution Structure

Party	Contribution Rate
Employee	12% of Basic + DA
Employer	12% of Basic + DA

Note: 8.33% of the employer’s share goes towards the Employee Pension Scheme (EPS).

Key Benefits of EPF

• Retirement Savings: Lump sum plus interest at retirement or resignation
• Pension (EPS): Monthly pension post-retirement or after 10 years of service
• Insurance (EDLI): Life insurance benefit under the Employees’ Deposit Linked Insurance Scheme
• Early Withdrawal: For marriage, education, medical emergencies, or house construction
• Portability: Universal Account Number (UAN) allows employees to carry forward their PF account when they change jobs

Our EPF Compliance Services

We offer end-to-end support to businesses in managing all aspects of EPF compliance, including:

• EPF account set up and management
• Monthly Contribution Processing
• EPF Balance Tracking
• Report representation in the department

Why EPF Compliance Matters

Staying compliant with EPF norms not only helps avoid penalties but also strengthens employee trust and retention. With increasing digitization of compliance processes, having a reliable partner ensures accuracy, timeliness, and peace of mind.